DEM Flyers

Did You Know? You Can Have Authorized User Cards Removed from Your Credit Report

I know better than to mess with the Devil(‘s Advocate), so I figured out a different tagline for this post than my previous one. Still pretty reminiscent, but it gets the point across…

Anyway, I tried a couple of experiments with authorized user cards in order to see if I could stretch out my paltry, 1 year 3 month average age of accounts. In particular, one experiment I tried was seeing if I could force Amex to backdate my Member Since date (not the account opening date, which was discontinued) by adding myself as an authorized user on my parents’ account and then somehow parlaying that into backdating on my cards that were opened before the rule change (hint: this failed miserably). Continue reading →

Interesting offer for the Chase Marriott Credit card

November 27, 2015 / michael / 1 Comment

Correction: There is a 5,000 point bonus for adding an authorized user and having the user make a purchase in the first 3 months. I missed it in the offer details.

I got this offer in the mail recently:

The offer is is for 50,000 points + 5,000 points for adding an authorized user and having them make a purchase in the first 3 months + a $200 Marriott gift card for spending $3000 in the first 3 months. Annual fee of $85 is waived the first year. Continue reading →

Get Twitter or Facebook links from Chase’s Refer a Friend website even if they are disabled

November 19, 2015 / michael / 3 Comments

EDIT January, 2016: It looks like Chase has caught on and nulled out the social media links for certain credit card products like the Freedom. If you have an old referral link that you’ve saved before, that should work though.

I noticed a bunch of new referral offers in an email from Chase earlier this morning, so I logged into chasereferafriend.com as usual to generate some referral links. However, when I put my information into the site, I sadly couldn’t find the Twitter or Facebook options anymore! Continue reading →

Public 87.5k Marriott CC offer!

November 10, 2015 / demflyers@gmail.com / 4 Comments

A few months ago we reported on a set of targeted offers for the Marriott credit card based on your Marriott status. Although the links were public, you couldn’t click through to the application page unless you had been linked from your Marriott account page.

However, via learn2churn on reddit, it appears that there are now publicly accessible links for the best of these offers, of which there are two variants: Continue reading →

Chase Reconsideration by Secure Message does work!

October 27, 2015 / michael / 2 Comments

About a month ago, I applied for the Marriott Rewards credit card due to some new targeted offers that came out. I went through phone reconsideration, then I sent a reconsideration message through Chase secure messaging, and was approved. I’ll describe the process I went through. This is not a guaranteed method to get approved for cards from Chase, but I believe it does give you a better chance. Continue reading →

Strictly Speaking: Sometimes, there is a right answer

October 8, 2015 / Daniel Tahara / 10 Comments

Last week, Esther and I were trying to figure out the best use of our points for an upcoming trip to Australia, New Zealand, and Fiji. I had initially covered four nights in Sydney with my IHG balance (140,000 points for 4 nights at the Holiday Inn Old Sydney), and we planned on redeeming Orbucks for our stay in New Zealand, so we were left trying to figure out what to do about Fiji.

After some research, Esther settled on the Intercontinental Fiji, and it’s not too hard to see why: Continue reading →

A theoretical travel hacker walks into a bar….

September 24, 2015 / Daniel Tahara / 11 Comments

A theoretical physicist walks into a bar….

Oh wait, that’s not right. In theoretical physics, everything happens inside a perfect vacuum.

No, I don’t expect you to have taken college physics (or even high school physics, for that matter) to get something out of this post. All you need to know is this: in physics, a perfect vacuum is a space that doesn’t have any external forces or influences so that when you do some sort of calculation (say, how far a meteor will travel in a given amount of time), you don’t have to take into account things like friction, gravity, or air resistance. That is to say, you can calculate without making any other considerations. Continue reading →

Free $15 for Chase Sapphire or Chase Sapphire Preferred members when using Visa Checkout

September 23, 2015 / demflyers@gmail.com / 0 Comments

Via Points, Miles, and Martinis, Visa Checkout is offering $15 statement credit if you pay with Visa Checkout on various online merchants using your Chase Sapphire or Chase Sapphire Preferred card. Offer is valid once per card, not per merchant unlike the Amex Checkout offer.

There doesn’t seem to be a minimum limit on the purchase amount, but we don’t know yet if you will receive a credit for amounts < $15. But if you buy something really cheap, then the risk might be worth it. Continue reading →

Increased bonuses on the Chase Ink Cash and Ink Plus Cards

September 22, 2015 / demflyers@gmail.com / 1 Comment

Update on referral links, 9/22: I’m no longer able to generate referral links for the Ink Plus on Chase Refer A Friend. It’s possible those who are able to may see the increased bonus.

Increased signup bonuses are now available for the Chase Ink Cash and Ink Plus cards. The offers are:

Chase Ink Cash

Get $300 cash back (actually 30,000 Ultimate Rewards Points) when you spend $3,000 within the first 3 months. This card has no annual fee. Continue reading →

Various new Marriott Targeted offers available!

September 20, 2015 / demflyers@gmail.com / 3 Comments

New targeted Marriott offers are now available from Chase! The various offers are:

70,000 points + 7,500 points for adding an authorized user, with minimum spending of $3000 in 3 months. The first year annual fee is waived on this offer. This offer is available for Marriott Gold members and higher.
40,000 points + $150 statement credit after your first purchase, with minimum spending of $2000 in 3 months. Like the first version, the first year annual fee is waived on this offer. This offer is available after making a dummy booking.

In order to get these offers, you need login your account and go here. If you are a Marriott Gold (or higher) member, then you’ll see Version 1. If not, you’ll see the standard offer of 50,000 points after spending $3000 in 3 months. As Daniel reported, the second offer is available if you go through the booking flow on Marriott’s website. Continue reading →

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